The Kitchen Mom by dhess

As the new year begins, many of us set resolutions, often watching them waver by February—but no judgment, we’ve all been there! While sticking to goals can be challenging, 2025 offers a fresh opportunity to take control, especially of our finances. Following the hectic holiday spending on gifts and celebrations, it’s clear how financial choices during this time affect Filipino households. To manage these expenses more effectively, borrowing for planned, purposeful needs can be a helpful strategy, but balancing it with mindful spending is key. JuanHand encourages Filipinos to reflect on their financial habits and take meaningful steps toward building a smarter, more secure financial future. “Understanding where your money went in 2024 is the first step towards creating a stronger financial foundation in 2025,” said Francisco “Coco” Mauricio, President and CEO of JuanHand. “Financial planning and smart borrowing can help Filipinos make the most of their resources without falling into un...