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7-Eleven Brings the Spirit of Bayanihan to its Customers

With #711Bayanihan, you can now shop for your home and personal essentials at a more affordable price at your nearest 7-Eleven   With its convenience and accessibility, 7-Eleven has always been there for communities as a reliable source of essentials or quick delicious meals no matter the circumstance. Now with the pandemic shifting the public’s shopping patterns and daily movement, 7-Eleven continues to serve its customers through the spirit of bayanihan.  Last December, 7-Eleven brought a superior shopping experience to Filipinos through Bayanihan Savings and Selections (#711Bayanihan), a campaign that advocates for easier and more affordable grocery shopping for everyone. This means that you can now complete your groceries at your neighborhood’s 7-Eleven store, minus the commute and long lines at the supermarkets but with even bigger savings. “Our Bayanihan Savings and Selections initiative comes at a time when convenience and affordability are crucial to our customers. This is our

Alex Gonzaga and the importance of “pondo"

  The social media superstar speaks seriously about the future as she enters a new chapter as a wife. There probably isn’t anyone in the country who has not heard of, have seen or have witnessed the antics of, and the humor of Alex Gonzaga whether on television, the big screen and most especially online. She has always been seen as the counterpoint to her sister Toni Gonzaga. Alex was the wild, wacky one, while her sister Toni was the more conservative and responsible of the two in the public eye. “From day one naman, when I entered showbusiness, it has always been my uncaring, off-the-cuff and galawgaw ways that have endeared me to fans and the public,” said Alex Gonzaga. “I was young, carefree, and rebellious in my own way while si Ate Toni talaga ang mas serious, mas dutiful daughter and ate na image talaga sa mata ng publiko.” Alex stressed that this public image, the wild and wacky sister of Toni Gonzaga was in fact what she used as her “pondo”, her investment and foundation to ma

Share. Protect. Earn with FWD's Affiliate Program

Your best weapons in your adventure to financial stability are wise decision and financial literacy, knowing how to manage your finances properly and where to invest it will lead you to the road of success. FWD Insurance is excited to announce the launch of a digital ecosystem that rewards everyone for doing good by way of  sharing financial life skills and helping bridge the protection gap in the country.  The groundbreaking FWD Affiliate Program is a first in the market. Everyone can be an affiliate by simply downloading the mobile app and completing the registration  process for free. Through the app, our financial advisors can spread financial knowledge and awareness in a trust-based environment to help others upskill their  financial management and start futureproofing with investments and life insurance.  At a time when Filipinos are stretching their budgets, now they can get expert financial self-help, and even be an ambassador helping others increase their financial IQ by sha

SM and BDO Pamaskong Handog 2020 on Dec 13’ in honor of overseas Filipinos

Being away from your family is not easy, and this is what we felt when the entire country went on lockdown due to the pandemic from where we are not able to visit our parents, siblings, kids, or relatives due to the travel restrictions, but can you imagine the feeling of our Overseas Filipinos who have been away from their families even before the pandemic started?  More than heroes they are an inspiration for all of us, and that is why even amid the new normal, BDO and SM Supermalls are finding ways to continue their annual tradition of paying tribute to overseas Filipinos (OFs) and their families during the Christmas season. The companies said that this year, the much anticipated “Pamaskong Handog” will be held as a virtual event; online but still full of star-studded guests and performers and exciting activities that Pamaskong Handog has been known for all these years.     This announcement was made today at a media teleconference, which officially launched Pamaskong Handog 2020: Sa

BDO Life offers protection from life’s ‘what ifs’

“What if she says ‘no’? What if she gets pregnant right away? What if she gets sick? What if I get sick?” —these are the thoughts running through the mind of a young man as he prepares to propose to his girlfriend in the newly-launched online video of BDO Life Assurance Company, Inc. The video spotlights a man confronted by life stage uncertainties or the ‘what ifs’ that come with getting married, starting a family, and growing older. “What if she wants a big wedding? What if she gets pregnant right away? What if we have twins? What if ours kids want to get double majors?” Like the video’s lead character, it’s normal to feel uneasy over these ‘what if’ questions despite the excitement of beginning a life together. Fortunately, there is a way to address life’s ‘what ifs.’ “Everyone needs two plans in life. Plan A consists of a wealth accumulation program focused on successfully saving and investing within a given timeframe. But given life’s uncertainties, lifestyle needs

BDO Unibank warns against SIM-card-related scams

BDO Unibank, Inc. cautions against scammers who use SIM cards to deceive and steal their victims’ money. One modus is called SIM Swapping, where scammers disguise as telco agents offering upgraded network connection in exchange for SIM cards. More prevalent is the SIM Upgrade modus. Scammers purchase 4G SIM cards, register their victims’ mobile number, and fool their victims into giving the One-Time PIN (OTP) needed to own the mobile number. In both modus operandi, scammers takeover their victims’ mobile number to control their victims’ online bank accounts. BDO urges clients to call BDO Customer Care to deactivate their accounts if they get SMS notifications or emails about suspicious online transactions. How SIM Swapping and SIM Upgrade work Scammers identify then gather their victims’ personal information through phishing or from the internet. They mention personal information such as birth date and mother’s maiden name when they call their victims to sound convinc

CBIG: Protecting the Unsung Heroes of COVID-19

During the duration of the lockdown period because of COVID-19, We realized a lot of things in our life, we've also learned to make the most of what we have and to adjust ourselves to the "new normal". It was a perfect example of an event in our life where we've been caught off guard since almost all of the access that we have to the outside world has been limited that even the ability to buy groceries and personal needs has been a luxury. While the whole Metro Manila is being quarantined, few brave souls came out to aid their fellow Filipinos in delivering their needs during the entire duration of the quarantine while risking their health to support their families while their regular jobs have been halted. These are the brave Delivery Riders, the unsung heroes that served as a bridge for us to buy what we need while we are in the comfort of our own homes. Imagine the risk that they are facing every time they are on the road, with that in mind is

Piolo Pascual's funny videos help OFs mental burden

Being away from your family and loved-ones brings unimaginable sadness. Imagine this struggle that our OFW's need to face every day as they perform their duties in different countries missing every event with their families. I still remember when I was an OFW in Hong Kong, despite my everyday struggle in missing my family, I always think of their future and that makes me stronger. Providing them what they need and sending money to my loved ones back in the Philippines gives me satisfaction from all the sacrifices I made abroad, and of course, sending the hard-earned money requires a trusted remittance partner where I can ensure that my family will receive it safely, and that's where BDO partner establishment helped me. Experts in the Philippines and other countries have been warning us: along with the wave of COVID-19 infections would be a wave of mental illness. There’s no avoiding that: people are anxious, afraid, and many have lost jobs and face an uncertain future.

Bank Services now accessible in selected areas

With the Enhance Community Quarantine, having funds on your pocket is really necessary for you to buy your necessities but right now, goung to ATM's just to withdraw is not accessible for everyone, especially if you live far from banks. BDO Unibank continues to find ways for its bank services to be accessible in areas covered by the prevailing enhanced community quarantine.  With the roving ATM on Wheels, bank clients are still able to perform various transactions like balance inquiry, cash withdrawal, cash advance, BDO cash card reload, prepaid mobile reload, fund transfer, donation, activation of online banking enrollment and 3rd party fund transfer and pin change. The ATM on Wheels, which is available from 11am to 6pm, accepts both local and international cards. The ATM on Wheels recently went to Anonas in Quezon City, Bagbaguin in Caloocan, and Pasig City. This week, it will be deployed to Savemore Branch in Camarin, Caloocan from April 13-15, and to Savemore B

Safeguarding our Future made possible for everyone

Life is unpredictable, unforeseen events like accidents and sickness are just around the corner, they can happen anytime and can catch you off-guard. Just as Stephen King said, “there's no harm in hoping for the best as long as you're prepared for the worst.” Many of us are ignoring the importance of insuring ourselves and our future. The most common reason is money. We may be decided to get ourselves insured but with all the expenses that we have every day, it becomes least of our priority.  This is a common scenario to a regular Filipino worker who earns minimum-wage which is just enough to bring food on the table, and a lot of us are on the same page.  The second reason is trust. A lot of companies offering insurance often sound too good to be true, or we have heard stories from our friends and discouraging us to get insurance, so instead of having fewer worries during times of crisis, we end up stressed out. This is what is happening right now. With t

Cebuana Lhuillier Insurance Brokers, ensures accessibility for Filipinos

Preparing for your future is more than working hard and saving money, getting insurance plays a vital part in it. A lot of Filipinos are still not aware of the importance of getting insurance and even if some are already aware of it, most of them are hesitant about where to start for their insurance. If the knowledge and benefits of insurance are easily accessible to every Filipinos, it would enlighten a lot of us in the importance of insurance and preparing for our future. Cebuana Lhuillier, the country’s largest micro-financial services provider, has introduced a new insurance brokerage company, Cebuana Lhuillier Insurance Brokers, Inc. (CLIB), that aims to help provide Filipinos with better access to more inclusive and affordable insurance products and services.  2018 data from the Insurance Commission reveals that almost 40 million or only 37% of the country’s 105 million total population are covered by insurance. Further highlighting how getting insurance can be a cha

P 1.00 per kWh total reduction on Meralco Bill for February 2020

            After the holiday season, one of the things that may have hit your wallet hard is your electricity bill., the aftermath of those parties and holiday lights that made the celebration memorable and fun. You can only wish that you can get a discount on your electricity bill. You don't need to wish for it since there is great news for us consumers! For the second month in a row, the Manila Electric Company (Meralco) announced a decrease in power rates for February. The overall rate for a typical household consuming 200kWh decreased by P0.59 to P8.86 per kilowatt-hour (kWh), its lowest level in two years, from last month’s P9.45 per kWh. Such a household will see a decrease of around P118 for their total electricity bill this month. The reduction is mainly due to a lower generation charge after the implementation of new Power Supply Agreements (PSAs) starting last December 26. The back-to-back rate decreases to start the year total to P1.00 per kWh and goe

Protect your heart and bank account this love month

Masakit mabasted. Pero mas masakit mawalan ng pera sa bank account. Habang papalapit ang araw ng mga puso huwag hayaang maging biktima ng mga mapagsamantala, hindi lahat ng mga matatamis na salita ay ginawa para paibigin ka, it rin ay ginagamit ng ibang tao para maloko ka, lalong lalo na ng mga kawatan na handing samantalahin ang ganitong mga okasyon para sa pansariling kapakanan. Todo ang pangungumbinsing ginagawa ng ilang kawatan hanggang sa makuha nila ang inyong personal na impormasyon, na gagamitin nila para mapasok ang iyong account at makuha ang lamang pera nito. Alam nilang manipulahin at paglaruan ang feelings ng mga tao kapag Valentine’s. Base sa report ng US Federal Trade Commission, $143 milyon ang nawala sa mahigit 21,000 kaso ng cyberfraud sa Amerika nung 2018. Mas marami pa ito kumpara sa $33 milyon mula sa 8,500 kaso nung 2015. Pero merong mga paraan para maiwasang ma-fall sa mga scam na ‘di lang masakit sa puso, kundi rin sa bulsa. Ito ang ilan sa mga

Best Christmas gift for kids

Teaching kids on how the importance of financial stability at their early age makes them ready for their future. Like with our youngest child, Chelsea we already start telling her the importance of saving her money, wants vs needs and the importance of having emergency funds. Nothing secures a child's future better and, at the same time, teaches them the value of saving than by gifting them with a BDO Junior Savers account this holiday season. The BDO Junior Savers Account is specially designed for children 12 years and below. With an initial deposit of Php100, you can open an account and start growing interest. Kids below 12 years old will get a passbook to monitor their savings for as low as Php100 and start earning interest upon reaching a P2,000 deposit balance. Children between 7 to 12 years old may request for a personalized BDO EMV Debit Card upon reaching a deposit balance of P2,000. Junior Savers also gives you the option to help your child save. Through

SM & BDO’s Pamaskong Handog offers exclusive deals for Overseas Filipino families

SM Supermalls and BDO are once again bringing a one-of-a-kind Christmas celebration to overseas Filipinos and their families with star-studded Pamaskong Handog events happening at SM Seaside City Cebu Mountain Wing Atrium on December 7, SM City Davao Event Center, Annex on December 14, and SM City Telabastagan Event Center on December 21! "Overseas Filipino workers have made so many sacrifices for their families. This is our way to help spread happiness during the most wonderful time of the year," shared Jonjon San Agustin, SM Supermalls Senior Vice President for Marketing. “Only SM & BDO have this kind of collaboration and exclusive offers for our kababayans. Every year, we look forward to organizing our Pamaskong Handog event and do our best to bring smile to their faces as they are far away from home during this time of the year.” said Genie Gloria, Senior Vice President and Head of BDO Remittance . As a special holiday gift, exclusive deals and discoun

PiTaKa program helps OFW achieve their financial goal

Working abroad is not like taking a vacation out of the country and earn money. It may seem an easy way for you to help your family, but a lot of our Kababayans spend years or decades to save and send money back to their loved ones. As a former OFW, one of the goals that we have is to give our family a better life, give them the things we can't afford, and paint our children's smiles with chocolates. With that mindset, we tend to send them whatever we can, up to the point that there is nothing left for us, and that should not be the case. You don't want to work until you've had enough, you need to set goals, save money and prepare for the future of your family, giving them the things that they wanted is not bad but don't spoil them, your family needs you, more than the toys, fancy clothes and chocolates in the Balikbayan Box. Your return is what they will be anticipating most, so you can spend time and enjoy what you've hardly earned abroad with them.

3 Important Reasons Why You Should Save Money

Whenever payday arrives, almost all of us becomes a one-day-millionaire, we buy what we want, what we need and pay what we need to pay with our hard-earned money.  That is one reason why most of us live by payday to payday. It is rewarding to get the gadget that you aim for or fulfill that vacation that you have been planning for a year or those cool sneakers whom you've saved money for months in your trusty piggy bank. But while self-reward is vital, some tend to overdo this at the expense of the need to save. You don't need to attend seminars or become a financial advisor for you to know the importance of saving for your future and whatever unexpected, while it seems that we only have enough money to get by every payday, it does not hurt to sacrifices a few our "wants" to save for what we need and gain financial freedom. A Bangko Sentral ng Pilipinas survey on consumer expectations for the first quarter of 2019 showed that only 36.6 percent of Filipino