The Kitchen Mom by dhess

  Share-lebrate the season of giving with your favorite URC treats. Christmas is more than just gathering around a tree and attending parties. They say the true essence of the holiday is the happiness that you share with everyone through thoughtful acts.  With the season of giving now in full swing, you can start sharing and celebrating joy or “share-lebrating” joy with gifts that your whole household can enjoy, such as snacks and drinks that your family will love. Universal Robina Corporation (URC), the maker of beloved snacks and beverages, is delighting everyone this Christmas with the UR Joyful Gifting promo. It includes brands like Piattos, Nova, Cloud 9, C2, Swiss Miss, El Real, and many more that you can gift to loved ones and share it during noche buena. Enjoy your family bonding this holiday season with Jack ‘n Jill Piattos. UR Joyful Gifting is a thoughtful way to share-lebrate joy with your loved ones this Christmas season, giving them delicious food and snacks to e...

  BDO Foundation, the Bangko Sentral ng Pilipinas (BSP), and the Technical Education and Skills Development Authority (TESDA) recently launched free online financial education (fin ed) modules for the benefit of millions of technical-vocational learners nationwide. Co-developed by BDO Foundation and the BSP, these modules are now available to the public through the TESDA Online Program at e-tesda.gov.ph. The first three out of nine modules are expected to help learners with the basics of personal finance – covering topics like financial planning, budgeting and saving, and debt management. Ceremonial launch of e-learning modules. The launch of the e-learning modules was led by TESDA director general Kiko Benitez, BDO Foundation president Mario Deriquito, and BSP Financial Inclusion and Consumer Empowerment Sub-sector managing director Atty. Charina De Vera-Yap. (Photos courtesy of TESDA) TESDA Director General Jose Francisco “Kiko” Benitez lauded the timely launch of the financial l...

  THE banking public should be wary against the prevalence of text or SMS hijacking, a type of scam wherein fraudsters impersonate legitimate SMS senders to dupe recipients into believing that the messages they receive are authentic. According to reports from law enforcement agencies, illegal cellular sites, also known as International Mobile Subscriber Identity catchers, are using sender IDs of trusted brands like BDO to make scam texts appear legit.  These spoofed messages usually entice clients with claims of prizes won, free gifts, or claims of account problems. In all these cases, the scammer instructs the client to click on a link included in the spoofed message.  Once clicked, the fake link will lead to a fake website, wherein the victim will be instructed to enter his/her account details including username, password and One-Time PIN or OTP. After this information has been shared, the scammer will then use these bank credentials to gain access to the victim's bank ...

Remittances from Overseas Filipino Workers (OFWs), digital workers, and SME owners surge during the holiday season, as many Filipinos abroad send extra funds to support family celebrations, year-end expenses, and business investments. In December 2023, remittances hit a record $3.6 billion, a 3.9% increase from the previous year. This seasonal boost provides essential financial support for Filipino households and local businesses, covering holiday needs and fueling consumer spending. Digital money movement solutions are making it easier than ever for OFWs, digital workers, and SME owners to send money home. This has driven a surge in remittance volumes, especially during the holiday season. With 75% of Filipino senders using digital apps in 2023, according to Visa's Money Travels: 2024 Annual Remittances Adoption report, they can transfer funds with greater convenience, speed, and security. From the Philippines to the world: supporting digital workers and SME owners However, the mo...

  BDO Unibank’s wide footprint in Bacolod and Negros Occidental ensures that people can easily access its wide range of products—whether it’s for their personal savings, loans, investments, or businesses—tailored to each customer’s unique needs, wherever they may be in their financial journey. Branches as the preferred channel Negrenses continue to prefer over-the-counter transactions, with 82 percent done through branches as of March 2024, based on the latest data. This underscores the BDO's branch as a vital customer touchpoint, particularly in a province where sugar is the primary industry, supported by agriculture as the main source of livelihood (sugarcane, rice and corn farming, livestock and poultry, fishing and aquaculture); agro-processing related to sugar like sugar mills, refineries, and ethanol production plants; manufacturing, especially food and beverage production; and retail and trade. Farmers, fisherfolk, and factory workers often choose to go to branches for their...

  A number of small and medium enterprises (SMEs) in Negros Occidental will soon be able to utilize BDO Unibank's cash management services (CMS) not only to efficiently manage their cashflow, but also to serve as an important financial inclusion tool for their own employees. In an SME Forum titled Usapang Negosyo held recently at the Circle Inn Hotel & Suites in Bacolod City hosted by BDO, SMEs witnessed firsthand how BDO's bundled CMS package consisting of Business Online Banking, payroll and check disbursement will be able to help their businesses run smoothly by leveraging on the bank's online and digital solutions. But what really piqued their interest was how the payroll of CMS will help them automate their own payroll preparation and delivery. Under this feature, SMEs will open savings accounts for their employees, thus enabling their staff to receive their salary semi-monthly through their accounts. This will be of great importance to SMEs as a number of them sti...

  HONOR Philippines Country Manager Sean Yuan and Vice President Stephen Cheng with Comworks Area Supervisor Antonio Ho and Fishermall Malabon Assistant Operations Manager Myrene Brian Limoncito Manila City, Philippines, December 9, 2024 – Leading global smart devices provider HONOR Philippines just opened its newest store in Fishermall Malabon. After the back-to-back launches of HONOR X7c and HONOR Magic V3 in November, HONOR Philippines just dropped its exciting deals for the entire month of December. You can get up to Php 15,000 worth of exclusive freebies for every purchase of HONOR smartphone until December 31, 2024! "This is really the season of giving. That’s why we, at HONOR, try our best to give back to our loyal HONOR fans. Get more than what you paid for this December! For every purchase of an HONOR Smartphone, you can get a freebie," shared Stephen Cheng, Vice President of HONOR Philippines. If you are eyeing HONOR’s flagship smartphones HONOR Magic V3 and HONOR M...

Manila, 4 December 2024 – Payments are undergoing a significant evolution, driven by advancements in technology and evolving consumer behaviors. In 2025, the payment landscape globally and in the Philippines is set to become more seamless, secure, and interconnected, according to Visa, a global leader in payments technology. These changes reflect a broader movement toward efficiency and inclusivity, reshaping how individuals and businesses engage with digital transactions.  This shift unlocks diverse purchasing opportunities and fosters greater confidence in embracing global e-commerce. At the same time, businesses harness innovative tools to optimize operations, elevate customer experiences, and maintain a competitive edge in a tech-driven market. With the expansion of cross-border e-commerce and the adoption of dynamic security frameworks, here’s a closer look at the trends redefining how Filipinos pay, shop, and do business in 2025. Trend #1: E-commerce will continue to expand F...

'Tis the season to be shopping to avoid the Christmas rush! Thanks to the convenience of shopping totally cashless and cardless through the BDO Pay app, shopping for Christmas gifts will have a different kind of rush, not the frenetic kind. BDO Pay, through its Scan to Pay feature, minimizes the hassle in paying for transactions by linking the shopper’s BDO Savings Account, Checking Account or Credit Card with the mobile app. This eliminates the need for 'loading up' their e-wallet account and spending for transfer fees, making purchases faster, easier, and more secure. Mixing and matching to get the latest deals  Aside from the convenience of cashless and cardless shopping, BDO Pay lets shoppers enjoy BDO Deals on the app, allowing them to take advantage of exclusive promos, rewards, and rebates available for their cards and accounts.  For example, shoppers can use BDO Pay to charge their groceries to their bank account; and then charge to their credit card to treat their ...

MANILA, Philippines, 29 November 2024 – Moda Interni’s The Luxe Collective: Celebrating Art, Design, and Community brought together design enthusiasts, art lovers, and lifestyle advocates at its showroom in Quezon City. The event highlighted the synergy of Filipino artistry with global modern luxury, featuring local creativity with renowned Italian furniture brands. Introducing visual artist Rachel Ngan Duenas, fashion designer Yumi Christina, and chocolatíer Christian Valdes, the event explored their journeys and how their crafts elevate contemporary living. Paired with curated brands from Moda Interni’s portfolio, they showcased how art, culture, and design can transform homes into personal sanctuaries. The event marks the beginning of The Luxe Collective series, where Moda Interni reinforced its commitment of integrating Filipino creativity and global luxury design into everyday living. “Luxury isn’t just about aesthetics, it’s about creating spaces that tell who we are,” said Gold...