The Kitchen Mom by dhess

  THE banking public should be wary against the prevalence of text or SMS hijacking, a type of scam wherein fraudsters impersonate legitimate SMS senders to dupe recipients into believing that the messages they receive are authentic. According to reports from law enforcement agencies, illegal cellular sites, also known as International Mobile Subscriber Identity catchers, are using sender IDs of trusted brands like BDO to make scam texts appear legit.  These spoofed messages usually entice clients with claims of prizes won, free gifts, or claims of account problems. In all these cases, the scammer instructs the client to click on a link included in the spoofed message.  Once clicked, the fake link will lead to a fake website, wherein the victim will be instructed to enter his/her account details including username, password and One-Time PIN or OTP. After this information has been shared, the scammer will then use these bank credentials to gain access to the victim's bank ...

  A trip to the grocery store can be a daunting task, with aisles filled with choices and the temptation of impulse buys. But fear not! With the right strategies, you can transform your grocery shopping experience into a more efficient, cost-effective, and health-conscious endeavor. In this blog post, we'll share a range of grocery shopping tips to help you make better choices and optimize your trips to the store. 1 . Plan Ahead: a. Create a Shopping List: Before heading to the store, make a list of the items you need. Organize it by categories like produce, dairy, grains, and proteins to streamline your shopping. b. Meal Planning: Plan your meals for the week in advance. This will not only guide your grocery list but also reduce food waste. 2. Stick to a Budget: a. Set a Spending Limit: Determine a budget for your grocery shopping trip and stick to it. Consider using cash or a debit card to avoid overspending. b. Avoid Impulse Buys: Stay focused on your list, and avoid wanderi...

  One of the silver linings of the COVID-19 pandemic and community quarantine is that they gave way to many delicious food home business start-ups. However, while majority of the start-ups continue to thrive today, home-based food businesses take a lot of work and require thorough research and planning to survive the ever-changing market. If you’ve also been thinking of starting your own food business, let Solane, the country’s leading LPG solutions provider, guide you and help you. The trusted LPG gas of many business owners, Solane helps guarantee safety and weighs your LPG with its “Timbang Challenge service” which is essential for food business owners who want to get the best value for their money. Additionally, Solane also offers these practical tips to succeed:  Know your target market. Identify which group your business will target: Is it the health buff or dessert lover? Millennials or moms? By knowing your target market, you will be able to narrow down your food offer...

  Losing up to 100 strands of hair every day is normal. If your hair starts to shed more significant than usual, or if they do not grow back as they should, it can be a source of concern. Once the cause is detected, hair fall remedy or baldness cure for hair loss treatment can be easier.  While genetic condition like male pattern baldness is the main culprit for hair loss in the Philippines, the causes widely vary: genetic or hereditary hair loss, alopecia areata, male pattern hair loss and reactive hair loss. What are the possible reasons why your hair is excessively shedding? Find out the 5 reasons why your hair might be falling out. Read more: https://bit.ly/35xfuDA  How do you remedy or prevent excessive hair fall? Unlike other treatments, using natural ingredients for your hair is exceptionally safe. In the Philippines, NOVUHAIR® has sustained its market leadership and bagged as the leading hair loss treatment in 2019 (Euromonitor Passport Data 2019). NOVUHAIR® conta...

Every once in a while, we’ll be pushed to do things we don’t normally do. For some of us, going to do the groceries is something that’s way outside our comfort zones. It’s true—the reality is there will be people, who are totally clueless when it comes to buying groceries. But that’s okay, it’s nothing to be ashamed about, as everyone can always learn something new and get better at it. What’s most important when it comes to buying groceries, especially during this pandemic, is making the most out of your grocery trips. You’ll want to be in and out of the store as fast as you can like a real supermarket pro in order to avoid risks to yourself and your family. Here are some tips to help you be a better grocery shopper in the new normal: 1. Write down a carefully planned grocery list To make the most out of each grocery trip, you’ll have to step up your planning. That means estimating what you’ll need to buy and how much of it you’ll need to buy (within your budget, of co...

            After the holiday season, one of the things that may have hit your wallet hard is your electricity bill., the aftermath of those parties and holiday lights that made the celebration memorable and fun. You can only wish that you can get a discount on your electricity bill. You don't need to wish for it since there is great news for us consumers! For the second month in a row, the Manila Electric Company (Meralco) announced a decrease in power rates for February. The overall rate for a typical household consuming 200kWh decreased by P0.59 to P8.86 per kilowatt-hour (kWh), its lowest level in two years, from last month’s P9.45 per kWh. Such a household will see a decrease of around P118 for their total electricity bill this month. The reduction is mainly due to a lower generation charge after the implementation of new Power Supply Agreements (PSAs) starting last December 26. The back-to-back rate decreases to start the year total...

Masakit mabasted. Pero mas masakit mawalan ng pera sa bank account. Habang papalapit ang araw ng mga puso huwag hayaang maging biktima ng mga mapagsamantala, hindi lahat ng mga matatamis na salita ay ginawa para paibigin ka, it rin ay ginagamit ng ibang tao para maloko ka, lalong lalo na ng mga kawatan na handing samantalahin ang ganitong mga okasyon para sa pansariling kapakanan. Todo ang pangungumbinsing ginagawa ng ilang kawatan hanggang sa makuha nila ang inyong personal na impormasyon, na gagamitin nila para mapasok ang iyong account at makuha ang lamang pera nito. Alam nilang manipulahin at paglaruan ang feelings ng mga tao kapag Valentine’s. Base sa report ng US Federal Trade Commission, $143 milyon ang nawala sa mahigit 21,000 kaso ng cyberfraud sa Amerika nung 2018. Mas marami pa ito kumpara sa $33 milyon mula sa 8,500 kaso nung 2015. Pero merong mga paraan para maiwasang ma-fall sa mga scam na ‘di lang masakit sa puso, kundi rin sa bulsa. Ito ang ilan sa mga...

Teaching kids on how the importance of financial stability at their early age makes them ready for their future. Like with our youngest child, Chelsea we already start telling her the importance of saving her money, wants vs needs and the importance of having emergency funds. Nothing secures a child's future better and, at the same time, teaches them the value of saving than by gifting them with a BDO Junior Savers account this holiday season. The BDO Junior Savers Account is specially designed for children 12 years and below. With an initial deposit of Php100, you can open an account and start growing interest. Kids below 12 years old will get a passbook to monitor their savings for as low as Php100 and start earning interest upon reaching a P2,000 deposit balance. Children between 7 to 12 years old may request for a personalized BDO EMV Debit Card upon reaching a deposit balance of P2,000. Junior Savers also gives you the option to help your child save. Through ...

Premenstrual Syndrome or PMS is a bunch of symptoms that even the strongest women would usually face several days before that time of the month. Feeling totally frazzled and waking up with a different kind of fatigue is a reality, a zit on the nose that wasn’t there a night before. And oh, those tender breasts plus the soreness and heaviness. Worst, you can’t stop thinking about that fudgy chocolate cake you saw on Instagram! According to Anne Price, a Certified Holistic Health Coach, an average woman experiences PMS 450 times in her lifetime. While hormones play a part in these biological changes, there’s a way how to manage it by avoiding these foods that are likely to alleviate the symptoms. 1. Trans fats and hydrogenated fats  These are the nutritional bad words everyone should be aware of. Trans fats and hydrogenated fats are unhealthy by-products of a chemical process called hydrogenation. Manufacturers alter the fats to solidify liquid oils and lengthen shelf li...

As a mom, one of the things that I have encountered with my daughter as she grows is being picky with what she ate. It was not easy and since I need to consider her health and nutrition I can not just give in to giving her what my daughter only wanted.I knew then that I needed to make a smart choice of giving her something that she will like and enjoy. Recently I was invited to an intimate event by Goya with my co-mommies and together with celebrity moms Camille Pratts and Kelly Misa and well-known hairstylist and makeup guru, Lourd Ramos.  I knew that this is the end for my quest in looking for smart choices in life, in the event they all shared their experiences in life and the smart choices that they have made to excel as a person, mom and a business owner. Together with fellow mommies who enjoyed and always choose the smart choice and decision not only in life but also with family. Photo Credit: Jaimie Felix of The Mermaid in Stilettos Chef AJ of ...