The Kitchen Mom by dhess

During the duration of the lockdown period because of COVID-19, We realized a lot of things in our life, we've also learned to make the most of what we have and to adjust ourselves to the "new normal". It was a perfect example of an event in our life where we've been caught off guard since almost all of the access that we have to the outside world has been limited that even the ability to buy groceries and personal needs has been a luxury. While the whole Metro Manila is being quarantined, few brave souls came out to aid their fellow Filipinos in delivering their needs during the entire duration of the quarantine while risking their health to support their families while their regular jobs have been halted. These are the brave Delivery Riders, the unsung heroes that served as a bridge for us to buy what we need while we are in the comfort of our own homes. Imagine the risk that they are facing every time they are on the road, with that in mind is

Life is unpredictable, unforeseen events like accidents and sickness are just around the corner, they can happen anytime and can catch you off-guard. Just as Stephen King said, “there's no harm in hoping for the best as long as you're prepared for the worst.” Many of us are ignoring the importance of insuring ourselves and our future. The most common reason is money. We may be decided to get ourselves insured but with all the expenses that we have every day, it becomes least of our priority.  This is a common scenario to a regular Filipino worker who earns minimum-wage which is just enough to bring food on the table, and a lot of us are on the same page.  The second reason is trust. A lot of companies offering insurance often sound too good to be true, or we have heard stories from our friends and discouraging us to get insurance, so instead of having fewer worries during times of crisis, we end up stressed out. This is what is happening right now. With t

Preparing for your future is more than working hard and saving money, getting insurance plays a vital part in it. A lot of Filipinos are still not aware of the importance of getting insurance and even if some are already aware of it, most of them are hesitant about where to start for their insurance. If the knowledge and benefits of insurance are easily accessible to every Filipinos, it would enlighten a lot of us in the importance of insurance and preparing for our future. Cebuana Lhuillier, the country’s largest micro-financial services provider, has introduced a new insurance brokerage company, Cebuana Lhuillier Insurance Brokers, Inc. (CLIB), that aims to help provide Filipinos with better access to more inclusive and affordable insurance products and services.  2018 data from the Insurance Commission reveals that almost 40 million or only 37% of the country’s 105 million total population are covered by insurance. Further highlighting how getting insurance can be a cha

We're not going to be around forever to take care of our family and our loved-ones, so if there is someone that we can entrust them, it is better be someone who knows on how to take care of them the way we do. FWD Life Philippines, one of the country’s fastest-growing life insurers, has introduced a series of new protection plans that can be tailored to meet individual customer needs.  The FWD Set for Tomorrow is a financial protection for those you leave behind. “FWD’s Set for Tomorrow will provide protection for the people we love and care about. The coverage amount and period can be customized to any personal situation and budget. Our aim is to make real and substantial protection accessible to everyone,” said FWD Life Philippines President and Chief Executive Officer Peter Grimes. FWD Set for Tomorrow, the insurance product has three variants that address the different needs to take care of those left behind should the unexpected happen— Short Term Cover, Income

According to Warren Buffet, an American business magnate, investor and philanthropist "investing is laying out money now to get more money back in the future". You'll never know what the future holds but being prepared is like saving your self into the worst outcome. With the month of June being the Financial Independence Month and the rise of do-it-yourself financial planning, more Filipinos can now take charge of their hard-earned money. But despite the growing information and advice on personal finance, many still lack an investing mindset. This means looking beyond traditional savings instruments to achieve future goals. In fact, Sun Life’s SOLAR (Study of Lifestyle and Relationships) reveals that only 38% of Filipinos are willing to take investment risks in order to earn more and that only 8% actually invest.  Furthermore, only 16% claim to have life insurance despite 88% of Filipinos worrying about their financial situation in case something happens to

Life is pretty much unpredictable things that you may have now can be gone in a snap. but being prepared always can give you a secure feeling of whatever happens there is something that you can somehow expect and you won't go empty-handed. Some of us may have taken for granted the importance of getting a life insurance, with a thought that it may be too early or too late to get one and may not be aware that it is more than just ensuring your self but also can giving a peace of mind for you and your loved ones. Last February 27,2018,  I was invited to witness the legacy of one of the most affordable and reliable life insurance company in the Philippines. If I'm not mistaken, I heard about Country Bankers Life Insurance Corporation wat back 1990's. CBLIC will be celebrating their 53rd Anniversary on the 28th March. Country Bankers Life Insurance Corporation was established March 28, 1965, by Mr. Jose E.Desidero, Sr. CBLIC focuses and addresses the insurance

  " To the world, you are a Mother but to your family, you are the World" Hi, lovelies, So how's your weekend? Is it fun, tiring or just so-so? We woke up early today but unlike our daily routine, today is a bit different. Last night together with family, we decided to split all the responsibilities inside the house. Yes!, I'm not the only one who will do all the chores inside the house, not only today but every day and you will know why I changed the standard routine for my family. I'm a SAHM for almost 6 years now. I grew up in a household where the wife does all the household chores, family management, kids, grocery shopping, bills and so on. I remember my grandma always told me that it's the responsibility of the wife/mother to take care of everything even to the smallest details. When I decided to work online and started blogging, there were times that I felt like I'm worn out because of pressure to meet the deadlines and doing my r

 For sure everyone has their own life goals just like me. One of my life goals is to have my own house and car or start a business that I can call mine. But how do we start building or achieving those goals in life? Last May 17 at the B Hotel, I was one of the invitees to attend and know more about the new campaign of SUN LIFE ASSET MANAGEMENT "MAKE IT MUTUAL " Matteo Guidicelli, a well known young actor and admired by many of our young generation, shared his dreams, goals and one of them is to retire at the age of 45 yrs.old. Like other young Filipinos, Guidicelli also wants to be financially stable and be able to achieve his life goals by investing his hard earned money in one a trusted financial company Sunlife Philippines. Guidicelli also mentioned that he is on his way of achieving all those goals with the help of SLAMCI " Make It Mutual ". He is really fit to be the new brand ambassador of Sun Life. They will be launching a series